Bank set to be closed in Ormskirk
The Royal bank of Scotland based on Derby Street is set to close. The branch based in Ormskirk Town Centre will close its doors on 28th November 2018. This is part of a combined 162 branches which are set to close in England and Wales resulting in 792 job loses. There are 109 branches set to close in late July and August and another 53 will close in November.
An RBS spokesperson said: “We are no longer launching Williams & Glyn as a challenger bank, and we now have two branch networks operating in close proximity to each other; NatWest and Royal Bank of Scotland, in England & Wales. As a result we have had to review our overall branch footprint in England and Wales and we’ve made the difficult decision to close a number of Royal Bank of Scotland branches. Customers of Royal Bank of Scotland in England & Wales will be able to use NatWest branches instead for their everyday banking needs.
Furthermore, the way customers bank with us has changed radically over the last few years. Since 2014, branch transactions across Royal Bank of Scotland in England & Wales are down 30%. During this same period, there has been a 53% increase in the number of customers using mobile banking and mobile transactions have increased by 74%. We now provide our customers with more ways to bank with us than ever before – customers can choose from a range of digital, face-to-face and local options to suit their needs.
We expect these branch closures to result in around 792 roles being made redundant. We realise this is difficult news for our colleagues and we are doing everything we can to support those affected. We will ensure compulsory redundancies are kept to an absolute minimum”.
The bank remains committed to ensuring customers and communities are able to continue accessing quality banking services. The bank will be writing to customers of affected branches to highlight the alternative ways to bank in their area. Technology has also been developed which means that customers of Royal Bank of Scotland can now use NatWest branches for their everyday banking, such as withdrawing cash, checking balances or paying in (and vice versa). Additionally, personal and business customers will be able to access a range of services at either a Royal Bank of Scotland or NatWest branch, including payments, international services, account detail changes and mandates. In order to support Royal Bank of Scotland customers with these services and their banking needs, members of staff will be dedicated to nearby NatWest branches to offer assistance.
Not all customers are comfortable or familiar with using online or mobile banking, so the bank has created a new specialist taskforce of TechXperts who will be dedicated to supporting customers with training and support with digital skills..